Insurance Documentation Checklist for Water Damage

Photo and Video Checklist

• Photograph every affected room.
• Take close-up photos of visible damage.
• Record video walking through the affected area.
• Capture the suspected source of water damage.
• Photograph damaged belongings before moving them.
• Take photos of standing water, stains, swelling, or material damage.

Receipt and Expense Checklist

• Save cleanup receipts.
• Save emergency repair receipts.
• Save hotel or temporary lodging receipts if applicable.
• Save equipment rental receipts.
• Save invoices from restoration or inspection professionals.
• Keep digital and paper copies.

Claim Notes Checklist

• Write down the date damage was discovered.
• Write down the suspected cause.
• Record claim number.
• Record adjuster name and contact information.
• Keep notes from every phone call.
• Save emails and letters from insurance.

FAQ

What documentation should I collect after water damage?

Should I keep damaged items?

Why are receipts important?